Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 - OH-Life-Agent-Series-11-44 Exam Practice Test
The structure of a credit life insurance policy does NOT allow for
Correct Answer: A
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Which of the following is TRUE of a payor benefit rider?
Correct Answer: C
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Under Ohio insurance laws, what must a licensee do prior to operating under an assumed business name?
Correct Answer: C
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An insured wants to purchase a policy with three key elements: flexible premium, death benefit, and the choice
of mutual funds where the cash value will be Invested In a separate account. The Insured should purchase
of mutual funds where the cash value will be Invested In a separate account. The Insured should purchase
Correct Answer: C
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Generally, If a life application Is NOT prepaid, the effective date of coverage begins on the date the
Correct Answer: A
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Rob, Joe, and Mike are brothers who have a $60,000 "first-to-die" Joint life policy covering all three of their
lives. If Joe dies first, the policy proceeds
lives. If Joe dies first, the policy proceeds
Correct Answer: C
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An agent's actions or deeds demonstrate what kind of authority?
Correct Answer: C
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It is unlawful for a person to provide an advertisement which
Correct Answer: B
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Which activity does NOT require an Insurance agent's license?
Correct Answer: D
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Which of the following represents a syndicate of underwriters that specialize in Insuring specific types of risk?
Correct Answer: C
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