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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) condition.
B) standard exception.
C) requirement.
D) post policy event.

2. Karen has a life estate in the property. Upon her death, the property passes to

A) the previous owner.
B) her spouse.
C) her heirs.
D) the remainderman.

3. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a

A) corner of a recorded subdivision lot.
B) highway.
C) iron pin.
D) fence line.

4. The Real Estate Settlement Procedure Act (RESPA), Section 8 violation that refers to a person giving or accepting a fee or "thing of value" for the referral of business is known as a

A) required use.
B) bundled services.
C) conversion.
D) kickback.

5. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) judgment.
B) standard exception.
C) covenant.
D) federal lien.

Solutions: